TY - JOUR AU - De Frutos, Estela AU - Vilar Zanón, José Luis AU - Heras Martínez, Antonio José PY - 2020 DO - 10.1007/s13385-020-00234-1 UR - https://hdl.handle.net/20.500.14352/92571 T2 - European Actuarial Journal AB - We address some issues in agricultural insurance, describing drawbacks of the bonus-malus system (BMS) methodology used in Spain and many other EU countries. We develop an alternative experience based premium rate discount system taking into account... LA - eng M2 - 361 PB - Springer KW - Agricultural insurance KW - Experience premium rate discounts KW - Bonus-malus system KW - Tweedie KW - Tobit TI - An average model approach to experience based premium rates discounts: an application to Spanish agricultural insurance TY - journal article VL - 10 ER -