RT Journal Article
T1 Temporal and spatial distribution of spending in the city using bank cards transactions
A1 de las Obras-Loscertales, Julia
A1 García Palomares, Juan Carlos
A1 Ramiro-Fariñas, Diego
A1 Hernández Martín-Caro, María Soledad
A1 Gutiérrez Puebla, Javier
AB Despite the economic, social, and symbolic importance of urban consumption, its study has been constrained  by  the  lack  of  sources  with  sufficient  spatial  and  temporal  resolution  until  the  emergence  of  new  Big  Data  sources. However,  most  studies  rely  on  static  analyses,  limiting  spatiotemporal  understanding. Using  bank  card  transactions,  this  study  examines  the  temporal,  spatial, and spatiotemporal distribution of consumption in the city of Madrid, by consumer type and  commercial  sector.  Likewise,  through  the  use  of  time  series  clustering  techniques  and  Sequence  Alignment  Analysis,  different  types  of  consumption  spaces  have  been  identified  according  to  the  daily  spending  patterns and  the  sequence  of  the  predominant  commercial  sectors,  respectively.  The  results  reveal  different  hourly  distributions  by the  day  of  the  week,  as  well  as  varying  spatial  distributions  by  sector,  consumer  type,  and  time  of  day.  By  jointly  analysing  temporal  rhythms  and  sectoral  sequences,  the  study  moves  beyond  conventional  classifications  of  urban  commercial  areas,  allowing  the  definition of  spatial  typologies  that highlight  of  consumption  peaks,  the  predominant  commercial  sector  at  different  times,  and  behaviour during the night and weekends are of great importance in characterising these spaces. The   study   demonstrates   that   analysing   bank   card   transaction   data   and   incorporating   a   spatiotemporal approach provides insights for urban managers and planners.
YR 2026
FD 2026-02-27
LK https://hdl.handle.net/20.500.14352/133671
UL https://hdl.handle.net/20.500.14352/133671
LA eng
NO de las Obras-Loscertales, J., García-Palomares, J.C., Ramiro-Fariñas, D., Hernández Martín-Caro, M.ªS., & Gutiérrez, J. (2026). Temporal and spatial distribution of spending in the city using bank cards transactions. Boletín de la Asociación de Geógrafos Españoles,(108). https://doi.org/10.21138/bage.3704
DS Docta Complutense
RD 22 mar 2026