TY - RPRT AU - Valarezo Unda, Ángel Eduardo AU - López Zorzano, Rafael Alberto AU - Pérez Amaral, Teodosio PY - 2019 SN - 2341-2356 UR - https://hdl.handle.net/20.500.14352/17483 AB - E-commerce penetration rates are distant among those groups of individuals with the lowest and the highest levels of online shopping adoption. This is an indicator of digital divide, having negative effects in terms of untapped opportunities for... LA - eng A3 - Facultad de Ciencias Económicas y Empresariales. Instituto Complutense de Análisis Económico (ICAE) KW - E-commerce KW - Digital divide KW - Linear probability model KW - Logistic regression KW - Heckman’s sample selection correction KW - Polychoric correlation KW - Digital skills KW - Time and regional dummies KW - Pool data KW - Utility maximization framework. TI - Adoption of e-commerce by individuals and digital divide: Evidence from Spain TY - technical report ER -