TY - CHAP AU - Valarezo Unda, Ángel Eduardo AU - López Zorzano, Rafael Alberto AU - Pérez Amaral, Teodosio PY - 2020 DO - 10.1007/978-3-030-40601-1_4 SN - 978-3-030-40600-4 SN - 978-3-030-40601-1 UR - https://hdl.handle.net/20.500.14352/100869 AB - E-commerce penetration rates are distant among those groups of individuals with the lowest and the highest levels of online shopping adoption. This is an indicator of digital-divide, having negative effects in terms of untapped opportunities for... LA - eng M2 - 103 PB - Palgrave Macmillan TI - Adoption of E-Commerce by Individuals and Digital-Divide TY - book part ER -