<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-06-08T09:33:22Z</responseDate><request verb="GetRecord" identifier="oai:docta.ucm.es:20.500.14352/42997" metadataPrefix="mods">https://docta.ucm.es/rest/oai/request</request><GetRecord><record><header><identifier>oai:docta.ucm.es:20.500.14352/42997</identifier><datestamp>2025-02-13T18:42:24Z</datestamp><setSpec>com_20.500.14352_14</setSpec><setSpec>col_20.500.14352_15</setSpec></header><metadata><mods:mods xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:doc="http://www.lyncode.com/xoai" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-1.xsd">
   <mods:name>
      <mods:namePart>Acosta-González, Eduardo</mods:namePart>
   </mods:name>
   <mods:name>
      <mods:namePart>Fernández-Rodríguez, Fernando</mods:namePart>
   </mods:name>
   <mods:name>
      <mods:namePart>Sosvilla Rivero, Simón Javier</mods:namePart>
   </mods:name>
   <mods:extension>
      <mods:dateAvailable encoding="iso8601">2023-06-20T00:48:20Z</mods:dateAvailable>
   </mods:extension>
   <mods:extension>
      <mods:dateAccessioned encoding="iso8601">2023-06-20T00:48:20Z</mods:dateAccessioned>
   </mods:extension>
   <mods:originInfo>
      <mods:dateIssued encoding="iso8601">2012</mods:dateIssued>
   </mods:originInfo>
   <mods:identifier type="issn">0165-1765</mods:identifier>
   <mods:identifier type="doi">10.1016/j.econlet.2011.11.038</mods:identifier>
   <mods:identifier type="uri">https://hdl.handle.net/20.500.14352/42997</mods:identifier>
   <mods:identifier type="officialurl">https://doi.org/10.1016/j.econlet.2011.11.038</mods:identifier>
   <mods:abstract>Using a statistical methodology guided by a genetic algorithm, we select the best econometric model for explaining the severity of the 2008 crisis, with the main determinant being the percentage of bank claims on private sector over deposits in the year 2006.</mods:abstract>
   <mods:language>
      <mods:languageTerm>eng</mods:languageTerm>
   </mods:language>
   <mods:accessCondition type="useAndReproduction">open access</mods:accessCondition>
   <mods:titleInfo>
      <mods:title>On factors explaining the 2008 financial crisis</mods:title>
   </mods:titleInfo>
   <mods:genre>journal article</mods:genre>
</mods:mods></metadata></record></GetRecord></OAI-PMH>